One family, many advisors, no picture

A bank, an accountant, a trust company, a broker abroad. Each does good work — and none of them sees the full map.

The result is overlap, gaps and documents that contradict each other. Usually it surfaces at the worst moment: a bank review, an inheritance, a sale.

The fix is simple, not easy: one picture of everything the family holds, and one person who keeps it current and briefs everyone else.